Buyer Tools & Calculators
Free calculators to help you plan your Toronto home purchase — land transfer tax, mortgage payments, affordability, and closing costs.
These estimates are a starting point for planning, not a substitute for personalized advice. Reach out any time and I can walk through the numbers with you directly.
Land Transfer Tax Calculator
Estimate Ontario and Toronto land transfer tax on a home purchase.
Estimate only — confirm with your lawyer/lender; rates current as of April 2026.
Mortgage Payment Calculator
Estimate your monthly mortgage payment (Canadian semi-annual compounding).
Estimate only — confirm with your lawyer/lender; rates current as of April 2026.
Affordability Calculator
Estimate the maximum home price you may qualify for, stress-tested.
Assumes property tax of ~0.7% of price/year and a flat $150/month heating estimate within your GDS housing costs. Estimate only — confirm with your lawyer/lender; rates current as of April 2026.
Closing Cost Estimator
Land transfer tax plus editable estimates for the other typical closing costs.
Land transfer tax is calculated; legal fees, title insurance, and home inspection are editable ESTIMATES only, not quotes. Confirm with your lawyer/lender; rates current as of April 2026.